How Much Money in Bank Account for UK Visa?
The UK does not publish one number for every applicant — the amount depends on your visa route, where you will study or live, and how long you stay. Current figures below reflect 2026 UKVI rules — always verify on gov.uk.
Standard Visitor visa
Visitors must show they can pay for the trip, accommodation, and return travel. There is no fixed minimum published for all tourists, but your statements should show stable funds covering the full itinerary plus a reasonable buffer.
Student visa maintenance funds (2026)
Students must hold funds for 28 consecutive days ending no more than 31 days before applying:
| Location | Monthly rate | Maximum (9 months) |
|---|---|---|
| London (City + 32 boroughs) | £1,529/month | £13,761 |
| Outside London | £1,171/month | £10,539 |
Add any unpaid tuition shown on your CAS. The balance must not drop below the required amount on any day during the 28-day period.
Six months of statements
UKVI typically expects six months of bank history. Use our UK bank statement guide and UK template for daily running balance display.
Sponsors and parents
If using a parent's account, include their statements, birth certificate, and consent letter. The 28-day rule applies to the account holding the money.
Currency and GBP conversion
Accounts in INR, NGN, or PHP are acceptable if converted clearly to GBP on the cover page with exchange rate date.
FAQ
Is £10,000 enough for UK student visa?
For a 9-month course outside London, you need £10,539 maintenance alone — plus tuition. £10,000 is insufficient for most student routes.
What if balance drops during 28 days?
You must maintain the full amount for all 28 consecutive days without dropping below the threshold.
Can I combine multiple accounts?
Yes, document each account and total available funds.
How to format statements?
StatementsCraft UK format — $1.99 per credit or $4.99 Visa Bundle.
Conclusion
Calculate your route-specific requirement using current UKVI figures, hold funds 28 days, and submit six months of clear PDFs. Read UK requirements.