We re-verified Schengen proof-of-funds guidance against the EU Annex 25 reference amounts on 18 August 2026.

What applicants should know

  • Daily subsistence amounts still vary by member state — France, Spain, Italy, Germany, and others publish different figures.
  • Spain continues to apply a high trip floor in addition to the daily rate (confirm the current SMI-linked minimum before you apply).
  • Consulates often expect you to show 1.5–2× the calculated minimum as a cushion, not the bare minimum.

What to do next

  1. Run the proof of funds calculator for your trip length.
  2. Check your statement for deposit red flags with the free visa risk check.
  3. Format a cover page with EUR equivalents via Visa Format.

Always confirm the exact amount with your destination consulate — Annex 25 is a reference, not a guarantee.