What this refusal usually means
Officers could not trust the document: missing pages, no account holder name, cut-off tables, or unofficial screenshots.
3-step re-application fix
Step 1
Re-download the official export
Prefer bank portal Excel/CSV/PDF for the full period. Avoid phone photos of paper statements when possible.
Step 2
Format with name, passport, and period on the cover
Our visa formatter builds an embassy-style cover so identity and period are obvious on page 1.
Step 3
Keep bank letterhead / stamp if your consulate requires it
Some missions still want a stamped original — check local guidance and attach both if needed.
Explanation letter tip
If OCR failed on a scan, convert Excel/CSV instead — then run the free risk check on the cleaned file.
FAQ
No — they are reformatted presentations of your export. Some consulates still want a bank-stamped original alongside a readable copy.
Formatting tools and checklists only — not immigration or legal advice. Consulates make the final decision.