StatementsCraft

28-day continuous funds / 31-day evidence validity

UK Visa Refusal: 28-Day Funds Rule — How to Re-Apply

Fix UK Student or Skilled Worker refusals when funds dipped below the maintenance amount for even one day, or when the statement was older than 31 days.

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What this refusal usually means

Appendix Finance requires the required amount for 28 consecutive days counting back from the closing balance. Evidence must be dated within 31 days of the online application — not biometrics.

3-step re-application fix

  1. Step 1

    Rebuild the day-by-day balance

    Use the free UK 28-day rule checker to find the first breach date and shortfall before you pay another fee.

  2. Step 2

    Confirm the 31-day window

    Download a fresh statement so the closing date is within 31 days of the day you click submit online.

  3. Step 3

    Document every large credit

    If you topped up near the window, attach FD slips or gift evidence — do not park borrowed money.

Explanation letter tip

Attach a short source-of-funds table for any credits in the 28-day window, then format a clean UK PDF.

FAQ

UKVI guidance treats the 28-day continuous requirement strictly for Student and many work routes. Fix the history before re-applying.

Formatting tools and checklists only — not immigration or legal advice. Consulates make the final decision.